The Royal Mail Collective Pension Plan

This form is for those who wish to opt into the Collective Plan, have over 12 months’ continuous service with Royal Mail and are over 18 years old.

Click here for this form.

This form is for those who do not want to join the Collective Plan at their 12 months’ service (or aged 18).  If you are currently in the Royal Mail Defined Contribution Plan (RMDCP) or Royal Mail’s auto-enrolment pension arrangement with National Employment Savings Trust (“NEST”), by completing this form you will automatically move to/remain in NEST. If you are not currently in a Royal Mail pension scheme, you will not be enrolled into any other scheme.

On this form, you also have the option to start or change your AVCs in NEST.  If you already have AVCs in NEST, these will continue as they are unless you instruct otherwise.  If you are currently paying AVCs into the RMDCP, these will not transfer over. You will need to set up new ones in NEST.

Click here to access the form.

This form is for those who wish to opt into NEST and/or wish to start/change or stop AVCs in NEST.

Click here to access this form.

This should be done via the People App. Once in the People App, select the “Pensions – Collective Plan” tile under “My Information” and update your new “Pay Extra” preferences.  Click here for more information on the lump sum booster.

This should be done via the People App. Once in the People App, select the “Pensions – Collective Plan” tile under “My Information” and update your new “Pay Extra” preferences.  Click here for more information about Additional Voluntary Contributions (AVCs). 

Opting out of the Collective Plan will affect your pension, life assurance and income protection benefits. If this is your first opt-out, you will only be able to re-join the Collective Plan one further time. If this is your second opt-out, you will not be able to re-join the Collective Plan. To opt out, please contact Royal Mail HR Services at hrsc.optants.in.and.out@royalmail.com or 0345 6060 603.