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By accessing this website you agree to be bound by Royal Mail’s terms and conditions of use. In this disclaimer, unless the context requires otherwise 'Royal Mail' means Royal Mail Group Ltd, Post Office Limited and their related group companies that host content on this part of the website.

The information on this part of the website provides a summary of the Royal Mail pension arrangements. Royal Mail has made all reasonable efforts to ensure that the information provided through this part of the website is accurate at the time of inclusion. However, such information is provided on an “as is” basis and Royal Mail accepts no liability for any inaccuracies or omissions and reserves the right to make changes and corrections to this site at any time without notice.

The Royal Mail Pension Plan and the Royal Mail Defined Contribution Plan are governed by trust deeds and other legal documents. In the event of a conflict between these legal documents and this website, the former will prevail. These legal documents may include restrictions relevant to users of this website or the information contained in it.

The information contained on this part of the website complies with tax legislation as at 6th April 2014 but please note all information on the website connected to decisions taken by Royal Mail regarding pension plan rules are only available for reference - they may not be updated. To the extent permitted by law Royal Mail shall not be liable for any loss or damage arising out of or in connection with your use of this website or the information contained on it.