Your pension
This section includes information about our current pension arrangements.
Your pension
This section includes information about our current pension arrangements.
If you are not currently in a Royal Mail Group pension arrangement and wish to join: All eligible employees (aged 16 to 74) can join the National Employment Savings Trust (NEST). Click here for an opt-in form or call HRS on 0345 6060 603. For further information on this Plan, please visit www.myroyalmail.com/nest.
Please remember to keep your contact details up to date via the People App.
Understanding pensions: tools and resources
Glossary: useful terms to know
Guide: What pensions do I have at Royal Mail?
Further information on Royal Mail pensions
Royal Mail Collective Pension Plan (the Collective Plan)
The Collective Plan launched on 7 October 2024. The Collective Plan is for those who have over 12 months’ continuous service with Royal Mail Group Limited (including Parcelforce).
Click here
National Employment Savings Trust (NEST)
The National Employment Savings Trust (NEST) launched on 7 October 2024 and will replace the Royal Mail Defined Contribution Plan (RMDCP) as Royal Mail’s auto-enrolment pension plan.
Click here
PSFL Pension Arrangements
Property & Facilities Solutions Limited (PFSL) has its own pension arrangements.
Click here
Royal Mail Defined Contribution Plan
The Royal Mail Defined Contribution Plan (RMDCP) closed for the vast majority of members on 7 October 2024.
Click here
Pension Salary Exchange
All members are automatically enrolled into Pension Salary Exchange, unless they opt out. Find out more about the benefits.
Click here
Royal Mail Group Life Assurance Scheme
The Royal Mail Group Life Assurance Scheme provides death in service cover for Royal Mail employees who are members of NEST or are not contributing to a Royal Mail pension arrangement. Frequently asked questions on this scheme can be found here.
Click here
UNUM Life Master Plan
Life Assurance arrangements for Royal Mail Courier Services, StoreFeeder and Property and Facilities Solutions Ltd employees.
Click here
